Hubballi's most trusted loan consulting firm — helping individuals and businesses unlock financial opportunities since 2016 with transparency, expertise and genuine care.
Serving Hubballi–Dharwad for 8+ years
Leading banks & NBFCs across India
Loans successfully facilitated
Founded by a team of finance professionals with decades of combined banking experience, Atharva Associates opened its doors in Hubballi with one clear goal — make loan consulting accessible, honest and genuinely helpful for every customer.
A 3-member team with deep roots in the local community.
Now a full-service firm trusted by 500+ satisfied clients.
Empanelled with top-tier banks and lending institutions.
Atharva Associates was founded with the understanding that most people find the loan process overwhelming — too much paperwork, too many banks, too little clarity. We built a firm that changes that experience completely.
"Our mission is simple: to be the financial advisor that every household and business in Hubballi–Dharwad deserves — knowledgeable, honest and always in your corner."
Over the years, we've helped salaried professionals secure their first homes, entrepreneurs fund their business expansions, and students realise their academic aspirations through education loans — all with personalised attention and zero unnecessary stress.
We're not just a consulting firm — we're your financial partner for life. Many of our clients come back to us for every financial milestone, from home loans to business expansions to their children's education.
Start Your Loan Journey →To simplify the loan process for every individual and business in Hubballi–Dharwad by providing expert guidance, unbiased advice, and end-to-end support — making financial goals achievable for everyone.
To become North Karnataka's most trusted and comprehensive financial consulting network — empowering 10,000+ families and businesses to achieve financial growth through smart credit solutions.
Complete transparency in every interaction. No hidden fees. No misleading promises. We work exclusively in your interest — negotiating the best rates and terms on your behalf, every single time.
Every decision we make, every client we serve — these values guide everything we do at Atharva Associates.
We never recommend a product that isn't right for you. Honest advice, even if it means fewer commissions for us. Your financial wellbeing always comes first.
We understand that time is money. Our streamlined process and bank relationships ensure your loan gets the fastest possible attention and turnaround.
Our team combines decades of banking and finance experience. We stay updated with the latest lending policies, rates and products to give you the best advice.
We treat every client like family. Personalised attention, regular updates, and a dedicated point of contact for every loan application — no one gets lost in the process.
With 20+ banking and NBFC partners, we have the reach to find the perfect lender for your unique profile — maximising your approval chances and minimising your costs.
We don't disappear after submission. Our team is available for follow-ups, status updates and post-disbursement queries throughout the loan tenure.
Hundreds of loan agents exist in Hubballi. Here's why our clients stay loyal and keep referring us.
As consultants, our loyalty is to the client — not to any single bank. We compare options across 20+ lenders to get you the best rate and terms.
We charge zero consultation fees upfront. You only pay a nominal service fee after your loan is successfully approved and disbursed.
Our team visits you at home or office for document collection — no need to run around. We handle all the legwork so you don't have to.
We understand Hubballi's market, property values and business landscape deeply — while having access to national lending networks for the best rates.
Our relationship doesn't end at disbursal. EMI restructuring, balance transfers, top-up loans — we're with you at every financial milestone.
Our experienced team brings together banking expertise, local market knowledge and genuine commitment to client success.
With 15+ years in banking and finance, our founder established Atharva Associates to bridge the gap between borrowers and lenders in North Karnataka. Former banker with deep expertise across home and business loans.
Specialised in residential and commercial property financing. Has successfully processed 200+ home loan applications with an exceptional approval rate across SBI, HDFC and LIC HFL.
Expert in SME lending, working capital finance and MSME schemes. Helps local businesses navigate government-backed loan programs like MUDRA and CGTMSE with ease.
From a small office on Koppikar Road to Hubballi's most trusted financial consultancy — here's how we grew.
Atharva Associates is established on Koppikar Road, Hubballi with a focus on home and personal loans for salaried professionals.
Expanded services to include MSME and business loans, partnering with Bajaj Finance, HDFC and Axis Bank for commercial lending.
Crossed 100 successfully disbursed loans. Expanded team and introduced door-to-door documentation service during challenging times.
Empanelled with 20 leading banks and NBFCs, significantly widening the range of products and approval options for clients.
Reached a major milestone, cementing our position as Hubballi's most trusted loan consulting firm with a 98% client satisfaction rate.
Get a free consultation from our experts — no fees, no obligation.